Franklin Resources, Inc. (www.franklinresources.com) is a global investment management organization operating as Franklin Templeton Investments. The products, services, information and materials referenced in this site may not be available to residents in certain jurisdictions. Consult with your investment adviser or contact your local Franklin Templeton office for more information. This site and the information contained herein is not intended to constitute an offer to sell or an invitation or solicitation of an offer to buy any product or service by Franklin Templeton Investments. Nothing in this website should be construed as investment, tax, legal or other advice. All investments involve risks, including potential loss of principal.